We never think about it because it hasn't happened to us. Yet. Well, hopefully this isn't a problem any of us will ever have to encounter, but there is always a possibility of getting your online accounts hacked. And below I'll be posting a link to an article that goes into a little more detail about online hacking at bank sites and what you can do to help prevent it. One of the things it mentions is never accessing your account from a wifi network, such as a coffee shop or an airport. I know I've done this before and it really didn't occur to me that it might be a problem just because I figured with passwords and site keys, they've gotta be safe, right? Well, apparently that's not the case.
When you're choosing and setting up a new account online, this probably goes without saying, but you want to consider using numbers and letters (upper case and lower case) in your password. It's definitely a good idea to never use your birthday or address in any passwords either. The article recommends not using the same password for any accounts.
All that being said, we'll keep our fingers crossed and hope that none of us ever get hacked. And if we do, most likely we're protected and can recover our losses in a timely manner.